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NMLS Exam First-Time Pass Rate

Passing the NMLS mortgage exam is not easy. According to the NMLS, the first-time pass rate is 58% for the National Test administered between January 1, 2018 and December 31, 2019.

nmls exam prep

Exam Prep Solutions Designed for You

With access to mortgage loan originator exam prep tools, resources, practice exams, interactive flash cards and videos, there's no better way to test your knowledge before taking the NMLS mortgage exam. We offer exam prep in several formats:

  • Platinum Exam Prep Suite with Prep xL Personalized Learning - Online

    Perfect for individuals who have limited experience in the mortgage industry and need to pass the NMLS mortgage exam. This package includes the Prep xL Personalized Learning Tool, a sophisticated mortgage exam prep tool for anyone that is preparing to take their NMLS license exam. It uses personalized learning technology to tailor study materials and create customized learning paths to help you prepare for and pass the NMLS mortgage exam!  

  • Gold Mortgage Exam Prep Suite - Online

    This online mortgage license package is designed for individuals who have some experience in the mortgage industry and need to pass the NMLS mortgage license exam. It includes comprehensive tools including test-taking tips, comprehensive content and over 375 practice questions.  

  • 8 Hour National Exam Prep - Live Class & Webinar

    Choose a live or webinar class format in which MLO license test candidates will enjoy this 8 hours of instructor-led review of National NMLS exam content, including practice questions and tips from an industry-expert who has taken the exam. Students have the opportunity to ask questions regarding the mortgage license exam.

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Course Preview: Prep xL

Watch the video preview of our most popular exam prep product, Prep xL Personalized Learning.

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NMLS Exam Requirements

Students who wish to obtain their mortgage license must complete 20 hours of mandatory New License education before taking the NMLS exam.

Since each state is different, we encourage you to understand the requirements specific to your state.

Find State Requirements

Have questions? Visit our FAQ page.

  • "[Prep xL] testing material is excellent...after 2 days of practice, I got a 93% on the SAFE exam."
  • - Kirsten M. Verified Customer

Browse Our Loan Officer Education Course Categories

We offer a broad selection of mortgage training that meets the SAFE Act mortgage licensing and continuing education requirements. We allow students the ability to select the elective hours they feel will most benefit their career needs. Explore our loan officer training course categories below.

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OnCourse Learning empowers aspiring and seasoned mortgage loan originators to take their learning experience to the next level. We’ve helped over 300,000 mortgage brokers begin and advance their careers.

We're passionate about connecting students with the solutions they need — at any career stage.